Note that in the photo there’s also a caustic halo bouncing off the outside of the mug, too. Any time you’ve got glass or metal objects in direct sunlight, there will be lots of caustic effects all over the place.
The giveaway that it’s a caustic effect (as opposed to plain old reflected light or highlights) is that the light is focused into a definite shape with a bright line or edge around it.
And now you have a topic that you can try out at the coffee machine to find out who are your kindred visual geeks.
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Previously on GurneyJourney: Caustics, Caustic Reflections
Wikipedia on optical caustic effects and nephroid geometry.
CG Caustic rendering tutorial